After reading the comments, mostly praises and compliments, for my last post, I feel the need to clear some misconception. I’m sorry to disappoint, but I have to say it. I know it’s highly possible that I would not have told them the truth if I thought I could get away with it. The only reason I revealed their mistake to them, not without intense and vigorous mental exercise on my part trying to come up with anything which would clear me if I should choose not to tell, was simply that I knew it’s going to come back and bite me in my fat ass sooner or later causing me much bleeding in the form of money. Judging by the subsequent headache I suffered, I think I pulled something in my head and might even have popped something there from that intense thought process, the process which my brain is not very much used to performing in daily basis.
Oh, and no need to envy. If you missed it, I’m referring to my SECOND mortgage, a type of home equity loan they gave me so that I wouldn’t have to pay PMI because my down payment was only 10%. Now that the value of my house went down by 10%, I own even less than 10% of my house and the interest rate will adjust next year. So yeah I’m in trouble, and that’s why I thought it could be the divine intervention upon learning the bank’s mistake.
What can I say. I’m just a human struggling with the weight of life. That’s all.


I have no idea what any of that last part means.
XOXOXOXO
One American to another, welcome to my world. Our mortgage adjusted in 2007 and we’ve struggled ever since. We are now working on getting our loan readjusted with a loan program.
I really hope things start to stabilize so we don’t lose our home.
pssssssssssst: I hold the title of fat-ass around here; i guarantee mine is twice the size of yours